In year 2013-14 Nabard and Uttarakhand Gramin Bank, entrusted us to organise 86 workshops financial Literacy workshops in in four region of UGB in Dehradun, Champawat, Pithoragarh Tehri, Rudraprayag, Chamoli, Pauri and Udhamsingh Nagar districts of Uttarakhand. Effort was made to know the level of financial penetration in villages located in interior and far away from the cities. A baseline survey of all the villages was conducted to know the level of banking services Mr. Nainwal, RH, UGB addressing the available to the villagers. The objective was to make participants at Dhanori patti. people aware of the importance of planning their finances, with an eye on meeting long term requirement of the family. Everybody is aware of earnings, savings, expenditureand borrowings but they need to get their priorities right and decide which expenditure is Necessary and what can be avoided till the funds position improve and what is of utmost necessity to carry on their business. Apart from social, educational and other family requirements. A distinction has to be made between productive and consumption needs and by pruning our wish-list we can save a lot over a period of time. Lack of planning and not sufficient earnings, come in the way of savings and wealth creation. All that is required, is Analyzing one’s needs, and make a distinction between the needs and desire, avoid wasteful expenditure while saving for the future. A saving how ever small is a source of tremendous self confidence and helps in creation of wealth over a period of time. The campaign on financial awareness, included elements on Savings, Borrowings, Investment, Insurance and skill improvement. Through a series of Nukkar Nataks, Movies and personal Contacts, we emphasized upon the need of people to connect to the banks and avail the financial services offered. People were also taught, how to avoid debt trap, multiple financing and to be wary of the tactics of money lenders.